Path 2 Buy
What is Path2Buy?
Path2Buy is a blueprint – a solid, proven system to get you on the road to meeting your home buying goals. It works for renters looking to buy their own home or for current owners looking to move up, buy an investment property, or refinance their current property.
The Path2Buy coaches at Waterstone Mortgage Corporation are experts in today’s mortgage lending environment. They know how to navigate the programs and guidelines and will help you every step of the way. The Path2Buy program succeeds because we understand you’re surrounded by concerns, questions and fears. We help you deal with them with a plan designed especially for you.
But the blueprint is not the end of it. We’ll keep in regular contact with you to make sure you’re still on the right track. Together we’ll get you on the Path2Buy.
HERE’S HOW ANDY ZEMON’S TEAM WILL HELP
Your current rating isn’t quite as high as it needs to be to qualify for a mortgage.
Your coach advises you and gives you access to the tools necessary to improve your credit scores, while checking in every 45 days to keep you on track.
You don’t have the necessary down payment just yet. In an online, debit card world, it’s easy to spend money you can’t see.
Your Path2Buy coach understands the “real” numbers required for a down payment (for example, 3.5% for FHA loans) and can show you what to do to get there. Your coach will help you stay on the path with regular check-ups.
You’re afraid to commit to a mortgage because your current job doesn’t feel secure.
Your Path2Buy coach keeps in touch to check on changes in your job outlook. Together, you’ll be ready to make the move when you feel the time is right.
You have too much debt to qualify for a mortgage right now.
Well-versed in debt management, your coach can share valuable tips and insight creating a debt paydown plan that will keep you on the Path2Buy.
Debt-to-income comfort zone.
Your debt‑to‑income ratio may be acceptable to others but not for your comfort levels. You have other obligations like tuition, or helping out a family member, that don’t show up on your credit report but get paid out of your checkbook.
Once you share your financial position with your Path2Buy coach, you’ll receive solid advice on getting yourself to a point where you feel more comfortable with your debt.
Anyone can post a blog, publish a website, or create a YouTube video. Many people believe false reports about credit qualification, down payments and other issues related to home buying.
Your Path2Buy coach will give you accurate and reliable information on down payment, credit score minimums, and other home buying issues, and will keep you up to date with all guidelines in the ever-changing mortgage industry.
You are concerned that your job may transfer you, or a new job would require you to relocate, and are worried about how quickly you can sell the house you just bought.
Your Path2Buy coach will update you on the average selling time in your specific market. Your coach will also be connected to the right individuals who can provide advice if renting out your home becomes an alternative.
WHERE DO I START?
Are you ready to get on the Path2Buy? Request a free consultation to get started today!